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Terms and Conditions

Welcome to OTAB Media Concept Limited. These Terms and Conditions govern your access to and use of our website, services, platforms, and products, including our affiliate system, online store, computer training programs, and OTAB Wallet.

By accessing or using our platform, you agree to be bound by these Terms. If you do not agree, please do not use our services.


1. About OTAB Media Concept Limited

OTAB Media Concept Limited is a registered private company that provides digital services including affiliate marketing, e-commerce support, computer and IT training, and wallet-based payment solutions.

2. Eligibility & Account Responsibility
Users must provide accurate and complete information when registering.
You are responsible for maintaining the confidentiality of your account.
You must not use our platform for illegal, fraudulent, or unethical purposes.
3. Acceptable Use Policy

Users agree to use OTAB Media Concept Limited in compliance with all applicable
laws and regulations. The following activities are strictly prohibited:

Fraud, impersonation, or misleading activities
Uploading harmful, offensive, or illegal content
Attempting to hack, disrupt, or exploit the platform
Using the platform to violate third-party rights
4. Affiliate Program Terms

Affiliates earn commissions based on valid and completed transactions.
Commissions are subject to verification and vendor approval.
Fraudulent referrals or abuse will result in account termination.
OTAB Media Concept Limited reserves the right to modify commission structures.

5. Vendors & Online Store

Vendors are solely responsible for their products and services.
Vendors must clearly state pricing, descriptions, and refund policies.
OTAB Media Concept Limited is not liable for vendor-customer disputes.

6. Computer Training & Digital Services

Training content is provided for educational purposes only.
Certificates (if issued) are based on course completion requirements.
Unauthorized distribution of training materials is prohibited.

7. OTAB Wallet

The wallet enables transactions within the OTAB ecosystem.
Users must ensure transaction accuracy before confirmation.
OTAB Media Concept Limited is not responsible for user-initiated errors.

8. Payments, Fees & Refunds

All payments are subject to applicable processing fees.
Refunds are governed by vendor or service-specific refund policies.
We do not guarantee refunds except where legally required.

9. Intellectual Property

All content, logos, trademarks, and materials on this platform are the property of OTAB Media Concept Limited or its licensors and may not be used without written permission.

10. Privacy & Data Protection

We respect user privacy and handle personal data in accordance with our Privacy Policy.

11. Suspension & Termination

We reserve the right to suspend or terminate any account that violates these
Terms, applicable laws, or platform policies without prior notice.

12. Limitation of Liability

OTAB Media Concept Limited shall not be liable for indirect, incidental, or
consequential damages arising from the use of our platform or services.

13. Changes to These Terms

We may update these Terms at any time.
Continued use of the platform signifies acceptance of the revised Terms.

14. Governing Law

These Terms are governed by and construed in accordance with the laws of the Federal Republic of Nigeria.

15. Contact Information

For questions or concerns regarding these Terms, please contact us:

Email: vendor@otabng.com.ng
Phone / WhatsApp: +234 906 551 2166

By using OTAB Media Concept Limited, users agree to comply with our platform rules, ethical usage policies, and applicable laws. Misuse of the platform may result in account suspension or termination.